تبدیل به اوراق بهادار کردن وامها رهنی : شیوه ای نو برای تامین مالی در بخش مسکن


عنوان مقاله [English]

Securitization of Mortgage Loans: A new Financing Method in Housing sector

چکیده [English]

A vast spectrum of resources are available for financing the
development and further renovation of housing sector. In the last
two decades the complexities and intervowening of financial
methods have been developed in Europe, U.S., and Far East.
Even some of these new instruments have been transacted in
international financial markets,
Linearization and deregulation has contributed to the
development of housing sector.
The sources of funds in housing sectors are classified in three
groups:
1- equity capital
2- debt capital
3- government contributions
This article explains the a love mentioned financing methods
and specifically analyses the mortgage markets and the new
instruments which are introduced in the mortgage markets of the
U.S. and rest of the world.